What we want to do:
We want all families to have the skills/ability to provide nutritious food, educational opportunities and emotional support necessary to thrive. We are working towards this by:
- Increasing household income
- Improving household food security
- Improving families’ abilities to prepare for and cope with emergencies
- Improving on and off-farm management of natural resources
What is the problem?
More than 40 percent of the adult population in Zambia are excluded from financial access. Without financial systems, people (especially in rural areas), rely on their own limited savings to run businesses and educate their children, a situation that creates inherent poverty, limits people from affording basic necessities of life such as food, health, water and sanitation.
In agriculture, farmers face challenges such as lack of credit, inadequate inputs, lack of viable markets for agricultural produce and poor coping strategies in the event of droughts.
How is World Vision addressing the issues?
To improve financial inclusiveness, especially for rural communities, World Vision in Zambia uses the Savings for Transformation model, to empower people with knowledge on how to create savings as a group in a safe, suitable and flexible way. Funds accumulated through savings are then borrowed by members and paid back at very low-interest rates, for use in productive activities which allows farmers to acquire assets as well as send their children to school.
Additionally, to support farmers’ agricultural needs, World Vision in Zambia supports communities with knowledge and skills which enable them to use climate-smart farming methods to improve adaptation to climate change and enhance crop and livestock production. Further; farmers with similar produce form Commercial Producer Groups which ensures that farmers aggregate/bulk their produce to build economies of scale and have strong bargaining power on the market.
Is what World Vision doing working?
Yes! Improved resilient livelihoods are enabling parents and caregivers to provide well for their children through encouraging enterprise development. Also, more farmers are recognizing that God is empowering them to transform their communities, so they learn to be good stewards of their land by rotating crops, actively managing soil fertility, vigorously harvesting water and avoiding toxic chemicals among other things. Following the training, Farmers are able to employ early warning systems to anticipate and respond to potential threats such as floods, drought, food shortages, fluctuating prices, pests, and disease.
As farmers learn to enrich the soil, improve plant quality, ensure access to water, and manage microloans, they reduce loss, increase harvests, gain better access to markets and grow their income. And through the Savings groups, families now have a cushion against emergencies and a means to meet household needs or grow a business.
What’s the impact?*
- In 2018, 6,760 people were trained in Conservation Farming. This was a167% increase from the number trained in 2017.
- The number of Savings for Transformation Groups has increased by 20.5% from 3,185 in 2017 to 3,825 in 20I8 representing a total membership increase of 19.9%.